Introduction
Cardiff City FC Financial Outlook Stabilised Amid League One Rebuilding Effort Cardiff City FC is embarking on a comprehensive structural overhaul following their relegation to League One, with the club's long-term stability bolstered by recent, significant exceptional financial gains. The Welsh club, now competing in the third tier of English football under new manager Brian Barry-Murphy, has implemented a strategic shift focusing on streamlined operations and the development of internal talent. This transition comes against a backdrop of continued operational losses, as revealed in their latest financial statements for the year ending May 2024, which report an operating loss of £9,957,000. Crucially, the club’s ability to remain compliant with EFL Profitability and Sustainability (P&S) rules was significantly aided by an exceptional income stream, understood to be related to the long-running legal dispute over the transfer of Emiliano Sala. The financial accounts, submitted to Companies House earlier this year, outline a club heavily dependent on the solvency of its principal owner, Vincent Tan, while simultaneously making critical investments in infrastructure, including a new first-team training ground and academy. New Managerial Direction and Squad Strategy The appointment of Brian Barry-Murphy in July 2025 marked a definitive end to the club’s previous managerial cycle and signalled a commitment to a new footballing philosophy. Barry-Murphy inherited a squad that required extensive rationalisation following relegation. The summer transfer window saw a mass clear-out, with 19 players departing the club. Notably, high-earning and experienced figures such as former Wales captain Aaron Ramsey and long-serving midfielder Joe Ralls were among those released or transferred. This significant churn aimed to reduce the wage bill and create a clearer path for the club’s younger players. Speaking earlier in the season about the structural changes, Barry-Murphy emphasised the need for a foundational approach.
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“This isn’t just about quick fixes; it's about building a sustainable foundation where our young players feel valued and ready to step up,” he stated. “The transition has been significant, but the commitment to a clear playing identity is non-negotiable. ” The strategy is visible in the contracts recently awarded to academy graduates like Ronan Kpakio and Isaak Davies, and the integration of promising loanees such as Omari Kellyman and the permanent signing of defender Gabriel Osho. This injection of younger talent is intended to provide long-term asset value, mitigating the heavy reliance on external transfer spending seen in previous years. Financial Stabilisation and Owner Support The published accounts show that while the club continues to lose money on day-to-day operations, the deficit is managed through owner funding and a one-off exceptional gain. The operating loss of nearly £10m for the year to May 2024 represented a marginal improvement on the previous year, but the net loss remained stable at around £11. 6 million. The main factor keeping the club’s books balanced and avoiding sanctions under the EFL’s P&S regulations was an exceptional gain of £18. 4 million. Of this, a non-refundable £12 million was secured from the sale of a percentage share of the ultimate proceeds of a litigation claim. This claim is widely understood to be related to the damages sought by the club from FC Nantes following the tragic death of Emiliano Sala in 2019.
This inflow provided crucial liquidity and assurance. Financial analyst specialising in football club finances, Dr. Eleanor Jones, noted the importance of the timing of this income. “The accounts clearly illustrate the ongoing reliance on the owner's solvency, but the crucial point is the exceptional income derived from the litigation claim,” Dr. Jones told BBC Sport. “That non-refundable £12 million was instrumental in preventing a breach of the EFL’s profitability rules, allowing the club breathing room to invest in infrastructure and the playing squad simultaneously. ” The club’s total indebtedness to owner Tan Sri Vincent Tan and connected parties has increased, with Mr Tan being owed approximately £68 million. However, the club has repeatedly confirmed that Mr Tan has waived the interest on these substantial debts, alleviating immediate financial pressure. Chairman Mehmet Dalman and Finance Director Philip Jenkins have previously indicated that these loans may, in the future, be written off or converted into equity, subject to the appropriate circumstances. Mixed Start to the League Campaign On the pitch, Cardiff City FC’s League One campaign has been marked by inconsistency, reflecting the nature of a squad in transition. They currently occupy a high position in the table, demonstrating the potential of the new setup, but have experienced surprising home defeats.
The team recorded an impressive victory over Burnley in the Carabao Cup third round, a result widely described as the club’s best cup win in over a decade, providing an early morale boost. However, subsequent league losses, including a recent 0-1 defeat at home to Burton Albion, have highlighted the challenges of maintaining momentum with a young side. The performances of emerging players like Alex Robertson in midfield, alongside the attacking contributions of Yousef Salech and Rubin Colwill, have offered glimpses of the attacking potential that Barry-Murphy is attempting to cultivate. Outlook Cardiff City FC appears to have deliberately pivoted toward a long-term, sustainable development model, using the relegation as a catalyst for major structural change. While the financial accounts confirm the club’s vulnerability to operational losses, the immediate threat is mitigated by the ongoing support of Vincent Tan and the one-off financial gain from the litigation settlement. The immediate objective remains a return to the Championship, but the overarching strategy is focused on establishing a robust, youth-centric foundation. Success will be measured not only by their league position but by the continued market value growth of their developing players, making the current season a critical test of Barry-Murphy’s ability to blend development with competitive ambition. The pathway is set, but the volatility inherent in League One football will provide a stern examination of the club’s renewed focus.
Sep 1, 2022 如果您想要登入畫面與鎖定畫面的背景相同，請將 [在登入畫面上顯示鎖定畫面背景圖片] 設定為 開啟⑤。 若是關閉此設定，登入畫面只會顯示普通的背景。
Aug 30, 2023 透過執行這些簡單的步驟，您可以輕鬆更改電腦的鎖定螢幕背景，並賦予它您自己的個人風格。 嘗試不同的背景，找到最適合您品味的背景，讓您的鎖定螢幕更具視覺吸引力。
瞭解如何使用背景相片、幻燈片放映或應用程式通知來個人化 Windows 鎖定畫面。
Jul 6, 2024 無論您想展示您最喜歡的圖片還是令人驚嘆的背景圖像，更改鎖定螢幕桌布都是一個簡單的過程。 請依照以下步驟變更 Windows 11 上的鎖定螢幕桌布：
Mar 27, 2023 若要變更 Windows 11 鎖定螢幕桌布，請前往設定 > 個人化 > 鎖定螢幕，然後選擇圖片或投影片選項。
Jul 25, 2025 電腦鎖定桌布設定小技巧，讓你的電腦更有個人風格 每次打開電腦看到鎖定畫面都覺得很無聊嗎？ 其實電腦鎖定桌布是可以自己更換的喔！ 不管是想放家人照片、旅遊風景，.
鎖定螢幕是您在啟動和鎖定電腦時看到的螢幕。 您需要刪除鎖定畫面才能看到登入畫面並進入 Windows。 您可以使用 Windows Spotlight、新增的資料夾中的影像或影像投影片作為鎖定螢.
Mar 5, 2025 瞭解如何使用原則設定在 Windows 中設定桌面和鎖定畫面背景，包括 Intune、CSP 和 GPO。
請按照這些步驟變更 鎖定 螢幕的桌面背景。 指向 (但請勿點擊) 螢幕右下角或右上角，然後點選 設定 (Settings) 快速鍵。 註： 按下 Windows 標誌 + I 組合鍵也可以開啟 設定 (Settings) 畫面。.
Jul 7, 2023 選擇其他背景：在個性化窗口中，您還可以選擇「鎖定畫面」菜單下的「背景圖片」選項，來自訂您的鎖定畫面背景。 總而言之，這是在Windows 11上自訂桌面背景圖片的步驟。
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